|
Are
you planning on buying or leasing a car?
Do you want to know the true costs of each?
Drive Away Confident with
VehiCalc!
VehiCalc
Car Loan vs. Lease Analyzer allows you to quickly calculate
lease and loan payments as well as compare the true overall
cost of your lease versus purchase. This will allow you to
determine whether leasing truly is the better option even
if the payment amount is significantly lower than borrowing.
Prepare to be surprised! Want even more money saving tools?
VehiCalc Plus! includes QuikCalc's Amortization Schedules
Plus! that allows you to create extremely flexible schedules
plus dozens of financial calculators. As well, both VehiCalc
Home and Plus! Editions include Payment Grids and a Solve
for Missing Number calculator.
Click
below to see all of the great features that VehiCalc has to
offer!
| VehiCalc
Benefits |
Click
Here to Expand |
VehiCalc
Car Loan/Lease Analyzer Home Edition is a powerful yet
simple to use tool that allows you to quickly calculate
car loan and lease payments, compare the true cost of
ownership versus leasing and generate loan amortization
schedules so you can see principal/interest breakdowns
and running loan balances.
Know
exactly what your lease payment should be.
Knowing the negotiated price, interest rate (or Money
Factor) and residual value is enough to determine what
the lease payment should be. Don't let yourself be deceived
by hidden fees and charges being added without your
knowledge.
View
Screen Shot
Know
the true cost of a lease versus a purchase.
Sometimes a lower lease payment can seem to be a better
deal, but it isn't always so. Use the Compare Loan vs.
Lease feature to see the true costs and make the right
decision.
View Screen Shot
Missing
a variable? If you need the quick answer
to the missing variable, the Solve for Missing Number
calculator will meet your needs. Solve for the payment
amount, loan amount, interest rate or loan period
at the click of a button.
View
Screen Shot
Detailed
and summary reports are at your fingertips. Generate
detailed reports explaining your lease payment as
well as loan versus lease comparisons. Also, create
amortization schedule reports on demand that include
annual summaries. You choose the level of detail.
Additional
Plus! Edition Benefits
Need
non-standard amortization schedules?
The Amortization Schedules Plus! feature allows you
to add any number of extra payments to a schedule,
skip payments plus add weekly, monthly or yearly lump
sums starting in any year. No longer are you restricted
to static tables that generate a schedule that offers
no flexibility.
View
Screen Shot
Like
to play "what if" with your mortgage or
loan? Amortization Schedules Plus! is the
ultimate tool for this. You can change any parameter
affecting your loan including payment amounts and
frequencies, interest rates and compounding methods
as well as payment types including interest only loans.
| VehiCalc
Features |
Click
Here to Expand |
VehiCalc
includes the following features:
Lease
Payment Calculator
With the Lease Payment Calculator you can quickly
calculate the Lease Payment for your vehicle. This
allows you to know what the payment should be based
upon the negotiated value. No longer do you have to
worry about losing out on your hard negotiated discounts.
A detailed breakdown of the payment is included in
a summary report. More >>
Loan/Lease
Comparison
With this tool you can calculate side by side the
actual overall cost of buying versus leasing a vehicle.
Sometimes an attractive low monthly lease payment
in the end means a substantially more expensive car.
A detailed report provides additional information.
More >>
Solve
for Missing Number Calculator
The Solve for Missing Number calculator allows you
to enter your known values and solve for the missing
payment amount, loan amount, interest rate or amortization
period. More >>
Payment
Grids
Quickly create not just loan payment tables but five
different grid configurations allow you to quickly
see at a glance the impact of loan amounts, interest
rates and payment amounts. More >>
Loan
Amortization Schedules
With this tool you can immediately see the effect
of different payment frequencies and interest rates
on your overall interest costs and loan retirement
time. Generate schedules to see the principal/interest
splits of your payments and running loan balances.
More >>
VehiCalc
Plus! adds the following features:
Amortization
Schedules Plus!
With this tool you can see the affect of any number
of extra payments at any time and individually override
any payment amount. You can also add lump sum payments
starting in any year at almost any interval and immediately
see the effect of different payment frequencies and
interest rates on your overall interest costs and
loan retirement time. More >>
Dozens
of Bonus Financial Calculators
We've included dozens of powerful financial calculators
to help you solve most common financial calculations.
More >>
<
Back to Features
Just
a few more of the key features:
| • |
Use
either the lease Money Factor or interest
rate when calculating your leases. |
| • |
Use
specific residual or depreciated vehicle amounts
or percentages. |
| • |
Create
a lease payment and then quickly transfer
it to the Compare Loan vs. Lease tool with
the Compare to Loan button. |
| • |
Amortization
features are compatible with US & Canadian
mortgages, U.S. Rule (Simple Interest) loans,
car loans, business loans, debt-consolidation
loans, student loans and more. |
| • |
Flexible
Planning with Amortization Schedules Plus!
allows you to see the effect of adding, skipping
or changing any payment. Includes weekly,
monthly and annual lump-sum payments starting
in any year (Plus! Edition feature) |
| • |
See
the effect of skipping, changing or adding
any number of payments (Plus! Edition
feature) |
| • |
See
the effect of negative amortization
(Plus! Edition feature) |
| • |
Solve
for missing number calculator allows you to
enter your known values and solve for the
payment amount, loan amount, interest rate
or amortization period. |
| • |
Dynamic
Payment Grids including five different grid
configurations allowing you to solve for most
missing variables. |
| • |
Dozens
of Easy to Use Calculators (Plus!
Edition feature) |
| • |
Detailed
Reports including annual summaries. |
| • |
Save
your leases, comparisons, grids and schedules
for future use |
<
Back to Features
Know
What Your Payments Should Be With the Lease Payment
Calculator
You
may spend hours haggling on a price for a new
vehicle with the dealer to then offer to lease
it to you for a great low monthly payment. Know
with this calculator whether the payment they
are offering you is actually based upon the price
you negotiated or have they increased it back
to the original price! Includes a detailed breakdown
on how to calculate the negotiated value, plus
all the fields you need to determine what the
lease payment should be.
View
Screen Shot
<
Back to Features
Compare
the True Costs with the Compare Loan vs. Lease
Tool
A
low lease payment may seem very attractive. And
of course you can then buy out the vehicle in
the end. But what is the true overall cost of
leasing versus buying? Know for sure with this
handy feature that will let you know the bottom
line when making this important decision.
View
Screen Shot
<
Back to Features
Flexible
Amortization Schedules (Plus! Edition feature)
Need
non-standard schedules? The Amortization
Schedules Plus! feature allows you to add any number
of extra payments to a schedule, skip payments plus
add weekly, monthly or yearly lump sums starting
in any year. No longer are you restricted to static
tables that generate a schedule that offers no flexibility.
View
Screen Shot
Want
to save money? Immediately see the impact
that extra payments or an increased regular payment
can have to the bottom line including infrequent
or regularly scheduled lump sums.
Like
to play "what if" with your mortgage or
loan? Amortization Schedules Plus! is the
ultimate tool for this. You can change any parameter
affecting your loan including payment amounts and
frequencies, interest rates and compounding methods
as well as payment types including interest only
loans.
Need
to generate schedules for interest only or graduated
loans? No problem, VehiCalc has eight different
payment types including normal, interest only (static
and adjusting), increasing (by fixed amount or percentage)
and no payment.
Detailed
and summary reports are at your fingertips. Generate
reports on demand that include annual summaries
based upon any corporate year end. If there is
a dispute, you have the numbers to back up what
you say is owed. You choose the level of detail
and the dates between which the report will be
generated.
Do
you need multiple Day Count Conventions?
Most amortization programs only generate schedules
for 30/360. We include 14 different Day Count Conventions
including Actual/Actual that cover almost every
type of loan in existence.
Want
to create what if scenarios? With Amortization Schedules
Plus allows you to:
| • |
Create
and save any number of amortization schedules |
| • |
Set
the loan amount, interest rate, payment frequency
(including accelerated payments) and interest
compounding frequency |
| • |
Include
principal/interest breakdowns along with running
totals of interest paid and principal owing |
| • |
Change
any scheduled payment amount |
| • |
Add
any number of extra payments |
| • |
Skip
scheduled payments |
| • |
Use
any payment frequency including monthly, bi-weekly
and weekly |
| • |
Add
annual, monthly or weekly lump-sum payments
starting in any year |
| • |
Print
your schedule in 5 different formats and specify
a date range for the years to print |
| • |
Use
different compounding methods include U.S. Rule
(Simple Interest) and Canadian mortgages |
| • |
Specify
a start date for the schedule or use generic
time references |
| • |
Use
any of 14 different Day Count Conventions including
30/360, Actual/Actual, 30/365 and Actual/360 |
|
• |
Create
US & Canadian mortgages, U.S. Rule (Simple
Interest) loans, car loans, business loans,
debt-consolidation loans, student loans and
more |
| • |
View
a Before and After display that shows the effect
of the latest changes |
| • |
Use
Undo and Redo buttons to go back and forth through
your calculation changes |
| • |
Use a Compare button to compare the existing
schedule with another saved schedule |
| • |
Create
schedules for various different payment types
including interest only, fixed principal + interest,
Increment by dollar (Dollar Step) and Increment
by Percentage (Percent Step) |
| • |
See
the effect of negative amortization |
| • |
View
five different report formats that can be printed
for different date ranges using specific from
and to dates |
| • |
View
Annual reports that can be summarized based
upon any fiscal year end showing interest and
principal paid during the year |
| • |
View
Screen Shot |
<
Back to Features
Fast,
Accurate Amortization Schedules (Home Edition
Feature)
Quickly
and easily create accurate amortization schedules
with VehiCalc.
| • |
Create
and save any number of amortization schedules |
| • |
Allows
you to set the loan amount, interest rate,
payment frequency (including accelerated
payments) and interest compounding frequency |
| • |
Includes
principal/interest breakdowns along with
running totals of interest paid and principal
owing |
| • |
Any
payment frequency including monthly, bi-weekly
and weekly |
| • |
Allows
you to print your schedule in 5 different
formats and specify a date range for the
years to print |
| • |
Different
compounding methods include U.S. Rule
(Simple Interest) and Canadian mortgages |
| • |
Specify
a start date for the schedule or use generic
time references |
| • |
Before
and After display shows the effect of
the latest changes |
| • |
Undo
and Redo buttons allow you to go back
and forth through your calculation changes |
| • |
Five
different report formats can be printed
for different date ranges using specific
from and to dates |
| • |
Annual
reports can be summarized based upon any
fiscal year end showing interest and principal
paid during the year |
| • |
View
Screen Shot |
<
Back to Features
Solve
for Missing Number Calculator
The
Solve for Missing Number calculator allows
you to enter your known values and solve for
the payment amount, loan amount, interest
rate or amortization period. Simply enter
what you know and click on the calculator
icon beside the parameter you don't know and
VehiCalc will immediately solve for the missing
number. Once finished, you can create a schedule
using the calculated parameters with the click
of a button.
View
Screen Shot
<
Back to Features
Dynamic
Payment Grids
The
Payment Grids tool allows you to generate
grids in five different configurations showing
payment and loan amounts based upon various
variables along the X and Y axis of the chart.
For example, a payment grid with the loan
amount on the left and the interest rate across
the top. This tool replaces the old mortgage
table books that are not flexible enough for
today's wide array of loan types.
| • |
Change
any parameter and instantly see the results. |
| • |
Five
different grid configurations allow you to solve
for most missing parameters. |
| • |
Print
them out for when you go to the bank or meet
with your real estate agent. |
| • |
Open
any number of these windows and compare side-by-side
different payment frequencies, interest rates,
compounding, periods and loan amounts. |
| • |
View
screen shot |
<
Back to Features
Dozens
of Easy to Use Calculators (Plus! Edition
Feature)
We've included dozens of powerful financial calculators
that allow you to quickly calculate many common
questions such as Gross Debt Service Ratio and Total
Debt Service Ratio that are used to determine what
a bank will lend you. We have also included financial
calculators that will allow you do almost any calculation
you will ever need. Some of the calculators we provide:
| • |
Down
Payment Amount |
| • |
Gross
Debt Service Ratio |
| • |
Gross
Debt Service Ratio Maximum Amount |
| • |
House
Price from Current Rent |
| • |
House
Price from Payment Amount |
| • |
Interest
Amount |
| • |
Maximum
Loan |
| • |
Maximum
Payment |
| • |
Mortgage
Payment |
| • |
Principal
Amount |
| • |
Rent
Payments Total |
| • |
Time
to Pay Off Accelerated Loan |
| • |
Total
Debt Service Ratio |
| • |
Total
Debt Service Ratio Maximum Amount |
| • |
Total
Interest Paid |
| • |
Total
Paid for Home |
| • |
Plus
many more! |
<
Back to Features
Detailed
Reports
Detailed
reports are available that will allow you
to see on paper varying levels of detail on
the leases, comparisons, schedules or tables
stored in the system. When appropriate, you
can specify a date range to print allowing
you to see schedules for a specific term or
period. As well, annual summary reports allow
you to summarize based upon any year end you
want, not just the calendar year end. You
can also save these reports in HTML format
which can then be emailed or included in other
products such as Microsoft Word and Excel.
Here are just some of the reports:
| • |
Lease
Payment Calculator |
| • |
Loan
vs. Lease Comparison |
| • |
Amortization
Schedule - Payments Only Report |
| • |
Amortization
Schedule - Payment Breakdown Report |
| • |
Amortization
Schedule - Annual Summary |
| • |
Amortization
Schedule - Annual Payment Summary |
| • |
Amortization
Schedule - Annual Payment Breakdown |
| • |
Payment
Grid |
| • |
Plus
more! |
<
Back to Features
| What's
New in V3.0 |
Click Here to Expand |
This
latest version is the most significant facelift that
VehiCalc has ever received and is receiving rave reviews
from our customers.
- New,
improved interface! Once click access to
most features from the new XP style Navigation Bar.
Redesigned for 1024 x 768 to maximize the usable
space on your desktop (800 x 600 mode available
from Edit menu). Larger easier to read font used
throughout.
- Easier
to Use! The new Navigation Bar makes accessing
your favorite features much easier. All date fields
now have integrated calendars, numeric fields have
calculators and much more!
- User
requested enhancements! Enhancements requested
by people like you including redesigned reports
that use larger fonts where possible, escrow columns
now only displayed on reports when necessary.
- Plus
dozens of other enhancements requested by our users!
| Customer
Reviews |
Click
to Expand |
>
Try the demo now!
Here
are some comments from our customers who have used
our software products over the years:
 |
I
just wanted to take a minute and thank you for the
hands on support that your organization provided
to Maaco. The application modifications that we
requested were performed with a true willingness
to give the customer exactly what they wanted. I
believe that those enhancements will provide value
to your other customers as well. The program application
is currently being used to provide floor planning
to three automotive dealerships. I would be very
comfortable being a reference to Slateboard if ever
the opportunity arose.
Thanks again,
Neil S. Cooper
Chief
Financial Officer
Maaco Enterprises, Inc.
|
 |
We
use your software for our Housing Rehabilitation
Program. The program involves Grants and low-interest
Loans. Your QuikCalc Program is the software that
we have chosen to track the financial portion of
the program. It has all the tools we need, and is
easy to use.
Slateboard excels
at their commitment to their clients. I can’t
thank you enough for the excellent Customer Technical
Support that your company provides. Your support
staff has answered every question, walking through
the application step-by-step. Many companies say
they provide Customer Support but fall short of
their promise. Slateboard sets the standard for
Customer Service!
I highly recommend Slateboard Software.
Thanks …
Kathleen Newcomer
Borough of Chambersburg
Housing Rehabilitation
|
"I
wanted to let you folks know that the software is great
since the changes you made to address my specific problems
last year. I find that I use it for many different things,
and it helps me greatly with my budgeting and investing
decisions. I even found an error my bank made and had
it corrected. Sincerely,"
Spring
R., Indiana
"I
have used it and love it. It allows for 'quirky' payment
schemes, i.e. skipping payments, additional principal
payments, etc."
Randy B., CPA, Louisiana
"I
looked all over the net and couldn't find anything that
did what I needed until I found yours."
Nancy W., Bookkeeper, Indiana
"Used
your software today and it is really easy to use and
very helpful. Thanks!"
Leatha T., Arizona
"I
appreciate the quick response."
Hugh H., British Columbia
"You
guys rock!"
Shannon S., Minnesota
"Very
helpful"
John E., New Zealand
"Thanks!
You guys are awesome. I'm impressed with the support!"
Ed T., Texas
"Love
the software."
John E., New Zealand
<
Back to Customer Reviews
| System
Requirements & FAQ's |
Click
to Expand |
System
Requirements
| Computer |
PC capable of running Windows 8 or higher |
| Operating System |
Windows 8 or higher |
| Memory |
Minimum 1 GB |
| Hard Disk Space |
45 MB free disk space required |
| Monitor |
1024 x 768 resolution or higher recommended (800 x 600 mode available from Edit menu) |
| Printer (optional) |
Required to print reports but not to operate program. Any printer supported by Windows |
FAQ's
Please
click below to find answers to these common questions
about purchasing.
If
you have additional questions, please contact Customer
Service via email at sales@slateboard.com.
How long will it take to download?
Can I download again if I need to reinstall
my software?
I have additional questions about downloading...
How do I get help or technical support?
Where can I find information about
or purchase the Canadian version?
Do you have a money back guarantee?
How
long will it take to download?
Download times will differ depending on Internet connection
speed and other factors. Typically downloads via "high-speed"
connections take 1-3 minutes. Downloads via dial-up
are usually much slower and can take 20-40 minutes depending
upon the connection speed.
<
Back to FAQ's
Can
I download again if I need to reinstall my software?
Yes. Just visit our Downloads section, select Download
My Order and after installing use your registration
number for full access. I you have lost this number,
please email sales@slateboard.com
with as much information as possible for us to identify
your order and we will send you your code.
<
Back to FAQ's
I
have additional questions about downloading...
For a detailed explanation on how to download, please
visit our How
to Download Software Over the Internet page.
<
Back to FAQ's
How
do I get help or technical support?
Most questions can be answered by reading the online
help. If your answer cannot be found there, email support
is free for as long as you use your software. Send your
question to support@slateboard.com.
<
Back to FAQ's
Where
can I find information or purchase the Canadian version?
All of our software is compatible with Canadian style
leases, loans and mortgages. When creating a Canadian
mortgage, simply select a Compounding method of Canadian.
Note that all prices on this site are in US$ unless
otherwise noted.
<
Back to FAQ's
Do
you have a money back guarantee?
VehiCalc
is quick and easy to learn and our software is already
in use by thousands of individuals and professionals
across the United States and the world. We've been in
business for over 25 years and offer a 60 day money
back guarantee on all of our software so there is no
risk to you! For more details on our money back guarantee,
click
here.
<
Back to FAQ's
| Compare
Editions |
Click
to Expand |
The
feature grid below will help you decide which edition
of VehiCalc is right for you. If you still aren't certain,
remember that you can upgrade to any higher edition
for the price difference at any time. As well, we have
a 60 day money back guarantee on all of our products.
Still
Have a Question?
If
you still have a question, please contact us and we
will be happy to help you decide what edition is right
for you. Simply email us at sales@slateboard.com
and we will respond shortly.
<
Back to Compare Editions
| Compare
the Competition |
Click
to Expand |
| Ten
Reasons Why VehiCalc Beats the Competition! |
1 |
With the amount of discounts and incentives
now available, it can sometimes get confusing.
Enter all of these plus roll in other loan and
lease balances to determine the true amount that
is being leased. |
2 |
Many calculators only allow one price. Very few
dealers follow this policy (and they aren't even
consistent in their policy). To accurately calculate
and compare lease and loans, the two values are
essential when calculating the residual value. |
3 |
Specify any lease period in months, not
just rigid preset yearly lengths. Some online calculators
only allow 3, 4 and 5 year lengths! With ours, you
can specify anywhere from 1 month to 72 months or
even longer! |
4 |
Calculate the true cost of buying versus leasing
including interest earned on extra cash available
due to lower payments and lost on higher down payments
as well as depreciation, outstanding loan balances
and flexible resale prices. Most calculators only
provide a few, rigid parameters that they assume
are the same between the lease and loan. When was
the last time you say a car loan and lease rate
that was the same? |
5 |
We have included our popular Amortization Schedules
Plus! feature from QuikCalc Amortization in the
Plus! Edition. It allows you to add, skip or change
any payment amount, regardless of what was due.
This is exclusive to Slateboard and the reason why
we've won so many awards. |
6 |
Want a quick reference of loan amounts versus
interest rate showing corresponding payment amounts?
What about loan amounts versus loan period showing
amounts? Either and more are possible with the
Amortization Tables.
|
7 |
VehiCalc includes a solve for missing number calculator
that allows you to specify your known parameters
and solve for the unknown, including Payment Amount,
Loan Amount, Interest Rate and Loan Period. As well,
VehiCalc includes over 30 bonus calculators to make
your life easier when you need a quick answer to
a financial question. |
8 |
Be
Up and Running. Now.
Order online and your registration number is sent
to you immediately. No delays, no waiting for someone
to process your order manually. |
9 |
Support
Have a question? Need some help? Need some help
next year? Send us an email and we'll get right
back to you, no matter how long ago you purchased.
Lost your registration number? Upgraded your machine?
Hard drive crashed? No problem, download again from
our site, even if you ordered ten years ago! |
10 |
No
Risk!
We have a 60 day money back guarantee! If you are
not completely satisfied, you get your money back.
No hassles, no forms, no restocking fees, no risk! |
<
Back to Compare Competition
| Pricing |
Click Here to Expand |
VehiCalc
comes in two editions and is scalable to your needs. You
can upgrade to a higher edition at any time for the price
difference.
| Edition |
Price
(US$) |
| Home |
$39.95 |
| Plus! |
$59.95 |
| Some
Facts About Us |
Click
Here to Expand |
• |
Stable
We've been in business since 1994 and have thousands
of satisfied clients around the world |
• |
Safe
We offer a 60-day unconditional money-back guarantee
so there is no risk to you |
• |
Satisfaction
Our software has an over 99% satisfaction rate based
upon number of refunds requested |
• |
Support
We offer unlimited free email support |
| Try
the Fully Functional Demo Now! |
Click
to Expand |
Need
help making the buying decision? We offer fully functional
demos of all of our products. Simply use the links below
to try out VehiCalc before buying. Once installed, use the
Demo Now button for full access. If you are not familiar
with downloading software from the Internet, click
here for detailed step-by-step instructions.
 |
Click
Here to try any edition of VehiCalc! (7.2MB) |
|
PDF
of this Page |Print
Page| Send
Page
| |
Available for Immediate
Download |
| |
|
Two
Editions
Scalable to Your Needs
Home Edition $39.95
Plus!
Edition $59.95
Other
Products:
Mortgage
& Loan Amortization Software
QuikCalc
Home Edition $49.95
QuikCalc
Premium Edition $99.95
QuikCalc
Professional Edition $199.95
QuikCalc
Office Edition $299.95
Debt
Elimination & Consolidation Software
DebtCalc
Three Editions starting at $39.95
Income
Needs Analyzer and Net Worth Calculator
Retire!
Four Editions starting at $39.95
VehiCalc is quick and easy to learn.
Our software is already in use by thousands of individuals
and professionals across the United States and the world.
We've been in business for over 25 years and offer a 60 day
money back guarantee on all of our software so there is no
risk to you!
|
